| Accident Claim- for Personal Injury
Victims |
Accident
Claim- for Personal Injury Victims.
By Author: Matrix Jones
The accident claim culture has finally arrived in the UK. We are not yet on a
par with our American cousins but we are getting there. A greater
number of people in this country now know what ‘ambulance
chasing’ whereas a few years ago this was not common
vocabulary. They know that an accident
claim whether at work or in a
car or a slip/trip in a car park could entail financial compensation
against a negligent third party.
People are now beginning to recognize the size of the insurance pie and
they want a slice of it. They pay for insurance on their lives, houses,
cars, TV etc. They see it as their right of recovery in an accident
claim and who can blame them.
Some people saw the opportunity for profit and jumped on the ambulance
chasing band-wagon bringing in their wake a flood of complaints from
victims of heavy selling and fraudulent practices. As a result the
regulators stepped in and a number of cowboys have been slung
overboard. The wagon is now lighter with more room but you need to pay
your regulatory fees and conduct yourself properly to get onboard.
The real gun-slingers are of course the solicitors. They are the sharp
shooters and their motto is ‘pay my clients compensation or I
will shoot’ which translates to mean ‘settle or we
go to court’. The accident
claim specialist is like a bounty
hunter. He finds the victims of accident
claims and takes them to the
solicitor. In return he receives a bounty known in the industry as
commission. This is a good week’s salary for each case,
perhaps £500 or more.
However, it is not as simple as it seems on initial observation. Each
victim must be scrutinised to establish the circumstances of his
accident and the nature of his injuries. To coax the victim to go to
the
solicitor the accident
claim specialist must sugar his language with
‘no win no fee’ persuasion otherwise the victim
won’t go with him.
The victim wants to be reassured that he
doesn’t have to pay a solicitor for the privilege of
sustaining a nasty injury which he does not consider to be his fault.
That would be like rubbing pepper in the wound.
Some solicitors bark is worse than their bite. The victim has been
scrutinised and passed the hurdle of ‘risk
assessment’ set by the solicitor who has satisfied himself in
the process that there is a ‘fee’ day for him.
Other victims are discarded like carcasses to any passing vulture for
the picking.
The victim with monetary potential is now awaiting a pay day. But so is
the solicitor who may or may not have paid the accident claim
specialist at this stage. The accident
claim victim has been further
tested by medical evidence on both sides, for his own solicitor and
also for the insurance company. Still no compensation in sight and his
patience is beginning to wear thin. What could possibly be holding up
settlement for over a year now since the accident?
He contacts his solicitor but they don’t seem too bothered by
the delay in settlement. They advise him that the insurance company
hasn’t yet come to a decision over liability for the
accident.
They are awaiting further witness evidence and will advise
their decision in due course.
In the meantime the solicitors
‘time machine’ for determining their costs is
ticking so no worries there as potential costs are going up everyday.
Then the bombshell drops- insurers have indicated they wish to dispute
liability for the accident
and have no proposals for a settlement. What
now? Does the solicitor drop the case or go all out ‘guns a
blazing’ and issue a Claim Form ie court proceedings knowing
how deep insurers pockets are or do they seek a compromise settlement?
For further revelation obtain a copy of ‘The
Personal Injury
Compensation Claims Guide’ at
www.personalinjuryclaimsguide.com
This Article is copyrighted and must not be copied or reproduced in any
way.
Copyright 2008@ www.personalinjuryclaimsguide.com- All Rights Reserved.
About the author:
Matrix Jones is a graduate of the University of East Anglia and an
Associate of the Chartered Insurance Institute.He has accumulated more
than 25 years in the evaluation and settlement of personal injury
claims.
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The Publisher has strived to be as accurate and complete as possible in
the creation of this website, notwithstanding the fact that he does not
warrant or represent at any time that the contents within are accurate
due to the rapidly changing nature of the Internet.
This site
is a common sense guide to Accident Claim- for Personal Injury Victims.
In practical advice websites, like anything else in life, there are no
guarantees of income made. Readers are cautioned to reply on their own
judgment about their individual circumstances to act accordingly.
This site
is not intended for use as a source of legal, business, accounting or
financial advice. All readers are advised to seek services of competent
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